Fast and flexible payment solutions
MeDirect is here to help you manage your payments. Whether it’s monthly bills, subscriptions or one-off payments, sending money to individuals and companies in Malta and around the world is fast, reliable, and available 24/7.
SEPA Instant Payments
Send money instantly, even on weekends and public holidays using SEPA Instant Payments. These are available for Euro transfers between participating banks within the EU.
Enjoy the peace of mind of immediately knowing that your payment has been successfully received.
SEPA Payments
Make SEPA Payments between bank accounts in the SEPA region. MeDirect won’t charge you any fees and will execute your instructions on a same day basis.
SWIFT Payments
Payment limits
Direct Debits
A Direct Debit authorises a business or organisation to collect payments straight from your bank account whenever they are due.
Once set up, payments are taken automatically, whether it’s for monthly bills, memberships, or other recurring services, making it easier to manage your finances and avoid missed or late payments.
Cross Border
Payments Regulation
All you need to know on the Cross Border Payments Regulation.
Need to report fraud?
Find out how to quickly secure your
accounts and stop unauthorised transactions.
Frequently asked questions
How do SWIFT payments work?
Your bank sends a secure message via SWIFT to the recipient’s bank to transfer funds in the chosen currency. Typically, this takes 1 to 5 business days, depending on the banks and currencies involved and the fees incurred will depend on charges applied by the sending, intermediary, and receiving banks. You can also track SWIFT payments using the reference number provided by your bank
What is SWIFT?
A SWIFT payment is an international bank transfer. It allows you to send or receive money to and from banks worldwide using the secure SWIFT network. Use SWIFT when you want to send money outside the SEPA zone or in a currency other than euros.
What payments services does MeDirect offer?
As a MeDirect customer, you can pay for goods and services using either a physical or virtual MeDirect debit card. You can also make payments through SEPA, SEPA Instant, and SWIFT, as well as set up Direct Debits.
How do I transfer money online?
To make a transfer to another bank, you’ll first need to set up your beneficiary details. You can do this by selecting ‘Transfer’ on the MeDirect Mobile App or ‘Move Money’ in Internet Banking, then choosing ‘Add a new beneficiary.’
Once created, your beneficiary will appear in your ‘Latest Beneficiaries’ list, where you can easily view, edit, or delete their details at any time.
What are SEPA Instant Payments?
SEPA Instant Payments are Euro transfers between participating banks from accounts within the EU. Funds are made available in the beneficiary account within seconds (typically under 10 seconds) and are processed 24/7, including weekends and public holidays.
More FAQs
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The sooner you start managing your money, your way, using the best-in-class tools, the sooner you’ll see results.
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