|me> borrow

Property Investment Loans

Helping you move forward

If you’re considering purchasing your initial rental property or expanding your real estate portfolio, we might have the solution for you!

Check out our Swift Home Loans Guarantee and earn extra cash!

What is a Property Investment Loan?

A Property Investment Loan is ideal for investors who are looking to add a property to their portfolio of assets.

With a Property Investment Loan you can borrow money to purchase a property with the aim of growing your wealth through appreciation in the value of the property. You can also use the property to boost your income by renting it out.

How does a Property Investment Loan work?

A Property Investment loan works along similar lines to home loans offered by MeDirect for the purchase of a second residence.

A minimum deposit of 25 per cent of the value of the property is required and the maximum term of the loan is 25 years, or up to retirement age of 65.

Why with MeDirect?

If you would like further information about the MeDirect Property Investment Loan, please contact us by clicking the ‘Request more information’ button.

Important Information

Minimum eligible age is 18 years and pensionary age is assumed to be 65 years.

1

The documentation required to obtain a quote and/or to proceed with a Property Investment Loan application can be found at the following link.

2

MeDirect Bank and its products are regulated by the Malta Financial Services Authority.

3

Take advantage of your property investment loan today!

Frequently Asked Questions

How will I know if I am eligible for a MeDirect Home Loan?

At MeDirect we promise speedy response times and no processing fees on our home loans. If you are looking to buy your primary or secondary residential property or want to refinance your existing home loan facility, we will quickly assess your eligibility for a home loan. You need to be over 18 years of age, have an income and enough savings to cover at least 10% of the property cost for your primary residence. If you are purchasing a secondary residence, you will need to have saved at least 25% of the property cost. Our team is on hand to help you finance all the costs in relation to the acquisition, construction and finishing of your property.

How much is the maximum amount I can borrow?

When assessing your borrowing capacity, we will look at your overall financial situation. This mainly includes:

Your current income
Your financial commitments

Our Eligibility Calculator will help you get a better understanding of the maximum amount you will be able to borrow.

How much would my initial deposit need to be?

This will be defined depending on which type of residence you are looking to purchase.

	Maximum Loan Amount of the Total Project Cost	Initial Contribution of the Total Project Cost
Acquisition of Primary Residence	Up to 90%*	10%
Acquisition of Second Property	Up to 75%*	25%

* Terms & Conditions apply.