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Property Investment Loans

Helping you move forward

If you’re considering purchasing your initial rental property or expanding your real estate portfolio, we might have the solution for you! 

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What is a Property Investment Loan?

A Property Investment Loan is ideal for investors who are looking to add a property to their portfolio of assets.

With a Property Investment Loan you can borrow money to purchase a property with the aim of growing your wealth through appreciation in the value of the property. You can also use the property to boost your income by renting it out.

How does a Property Investment Loan work?

How does a Property Investment Loan work

A Property Investment Loan works along similar lines to home loans offered by MeDirect for the purchase of a second residence.

A minimum deposit of 25 per cent of the value of the property is required and the maximum term of the loan is 25 years, or up to retirement age of 65.
How does a Property Investment Loan work
Why with MeDirect

Why with MeDirect?

If you would like further information about the MeDirect Property Investment Loan, please contact us by clicking the ‘Request more information’ button.

Important Information

Frequently Asked Questions

How will I know if I am eligible for a MeDirect Home Loan?

At MeDirect we promise speedy response times and no processing fees on our home loans. If you are looking to buy your primary or secondary residential property or want to refinance your existing home loan facility, we will quickly assess your eligibility for a home loan. You need to be over 18 years of age, have an income and enough savings to cover at least 10% of the property cost for your primary residence. If you are purchasing a secondary residence, you will need to have saved at least 25% of the property cost.  Our team is on hand to help you finance all the costs in relation to the acquisition, construction and finishing of your property.

How much is the maximum amount I can borrow?

When assessing your borrowing capacity, we will look at your overall financial situation. This mainly includes:

  • Your current income
  • Your financial commitments

Our Eligibility Calculator will help you get a better understanding of the maximum amount you will be able to borrow.

How much would my initial deposit need to be?

This will be defind depending on which type of residence you are looking to purchase.

 Maximum Loan Amount of the
Total Project Cost
Initial Contribution 
of the
Total Project Cost
Acquisition of Primary ResidenceUp to 90%*10%
Acquisition of Second PropertyUp to 75%*25%

* Terms & Conditions apply.

More FAQs

Have any questions you would like to ask our home loans team?

Applications are subject to the Bank’s lending criteria. Terms and conditions apply and are available on request.

Book an appointment

Book an appointment


We strive to ensure a streamlined account opening process, via a structured and clear set of requirements and personalised assistance during the initial communication stages. If you are interested in opening a corporate account with MeDirect, please complete an Account Opening Information Questionnaire and send it to corporate@medirect.com.mt.

For a comprehensive list of documentation required to open a corporate account please contact us by email at corporate@medirect.com.mt or by phone on (+356) 2557 4444.