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Property Investment Loans
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What is a Property Investment Loan?
A Property Investment Loan is ideal for investors who are looking to add a property to their portfolio of assets.
With a Property Investment Loan you can borrow money to purchase a property with the aim of growing your wealth through appreciation in the value of the property. You can also use the property to boost your income by renting it out.
How does a Property Investment Loan work?
A Property Investment Loan works along similar lines to home loans offered by MeDirect for the purchase of a second residence.
Why with MeDirect?
- Lower interest rates
- Quick response time
- Digital tailor-made service to suit you
Important Information
Minimum eligible age is 18 years and pensionary age is assumed to be 65 years.
The documentation required to obtain a quote and/or to proceed with a Property Investment Loan application can be found at the following link.
MeDirect Bank and its products are regulated by the Malta Financial Services Authority.
Take advantage of your Property Investment Loan today!
Frequently Asked Questions
How will I know if I am eligible for a MeDirect Home Loan?
At MeDirect we promise speedy response times and no processing fees on our home loans. If you are looking to buy your primary or secondary residential property or want to refinance your existing home loan facility, we will quickly assess your eligibility for a home loan. You need to be over 18 years of age, have an income and enough savings to cover at least 10% of the property cost for your primary residence. If you are purchasing a secondary residence, you will need to have saved at least 25% of the property cost. Our team is on hand to help you finance all the costs in relation to the acquisition, construction and finishing of your property.
How much is the maximum amount I can borrow?
When assessing your borrowing capacity, we will look at your overall financial situation. This mainly includes:
- Your current income
- Your financial commitments
Our Eligibility Calculator will help you get a better understanding of the maximum amount you will be able to borrow.
How much would my initial deposit need to be?
This will be defind depending on which type of residence you are looking to purchase.
| Maximum Loan Amount of the Total Project Cost | Initial Contribution of the Total Project Cost | |
| Acquisition of Primary Residence | Up to 90%* | 10% |
| Acquisition of Second Property | Up to 75%* | 25% |
* Terms & Conditions apply.
More FAQs
Applications are subject to the Bank’s lending criteria. Terms and conditions apply and are available on request.