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Fixed Term Deposits - Contact me
Start your journey to smarter savings. Leave your details and we’ll guide you through the process.
Already a MeDirect client? Open a Fixed Term Deposit via eBanking or the mobile app.
Why a Fixed Term Deposit Account?
- More certainty: fixed rate for a fixed term - ideal if you want predictable interest.
- Best for money you won’t need: funds stay locked for the full term
- Start small: accounts can be opened with a minimum of €100
- Deposit protection: the Depositor Compensation Scheme covers eligible deposits up to €100,000
Why a Fixed Term Deposit Account?
- More certainty: fixed rate for a fixed term - ideal if you want predictable interest.
- Best for money you won’t need: funds stay locked for the full term
- Start small: accounts can be opened with a minimum of €100
- Deposit protection: the Depositor Compensation Scheme covers eligible deposits up to €100,000
Rates
|
TERM
|
EUR
|
GBP
|
USD
|
|---|---|---|---|
|
3 months
|
1.00%
|
0.10%
|
0.05%
|
|
6 months
|
1.90%
|
0.15%
|
0.10%
|
|
1 year
|
2.35%
|
3.00%
|
3.00%
|
|
2 years
|
2.40%
|
2.50%
|
2.50%
|
|
3 years
|
2.40%
|
2.50%
|
2.50%
|
|
4 years
|
2.40%
|
1.50%
|
1.50%
|
|
5 years
|
2.40%
|
1.50%
|
1.50%
|
Rate quoted is gross of tax on a per annum basis. Interest can paid quarterly, semi annual or annual basis into a savings account. Accounts can be opened with a minimum of €100 and deposit must be kept in the account for the duration of the term and therefore you will not have access to your money. If a withdrawal is made, the rate will not be achieved. Terms and Conditions apply and are available upon request. The Bank is a participant in the Depositor Compensation Scheme established under the laws of Malta. MeDirect Bank (Malta) plc, company registration number C34125, is regulated by the Malta Financial Services Authority and is licensed to undertake the business of banking in terms of the Banking Act (Cap. 371). MeDirect Bank (Malta) plc, The Centre, Tigné Point, Sliema, TPO 0001, Malta