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New Bond Issue: AGB Finance p.l.c. – May 2026

MeDirect Bank (Malta) plc would like to announce that we are now accepting applications for the second series of the secured bond issuance programme issued by AGB Finance plc. AGB Finance plc has announced the issue of €8,700,000 secured bonds at 5.70%p.a. with a nominal value of €100 per bond, redeemable in 2036, following approval by the Listing Authority.

About the issuer

The Issuer acts as the financing arm of the guarantor – AB Investment limited, principally by raising finance and advancing same to the Guarantor. Accordingly, the Issuer is economically dependent principally on the operational results, financial condition and performance of its said Guarantor.

The Guarantor, is principally involved in the business of property ownership and rentals, namely the acquisition and/or development of immovable property and their rental to third parties in varied markets (accommodation and tourism, commercial and residential markets).

Purpose of the Bond Issue

The net proceeds from the issue of Bonds are expected to amount to €8,525,000 and will be used by the Issuer to provide a loan facility to the Guarantor.  In turn, the Issuer-Guarantor Loan / Tranche 1 Series 2 will be used by the Guarantor for the following purposes,  in the amounts and order of priority set out below:

1.An amount of approximately €1,700,000 will be used to finance the development and finishing costs of the second phase of the Gzira Hotel consisting mainly of the additional two uppermost floors, which second phase was approved by the planning authorities in 2025 by virtue of planning permit PA/00388/25.

2.An amount of approximately €4,000,000 will be used to finance the site acquisition, development and finishing costs of the development to take place at the Sliema Development Site and which development (which will consist of a commercial outlet at ground floor level and overlying ten apartments, including a receded floor level with an overlying rooftop area) was approved by the planning authorities in 2025 by virtue of planning permit PA/08500/24.

3.General corporate funding: the amount of approximately €2,825,000 shall be utilised for general corporate funding purposes of the Group.

Issue Highlights

• Issue size: €8,700,000

• Coupon rate: 5.70% per annum

• Maturity date: 25th June 2036

• Status: Secured, guaranteed by AB Investments ltd C 70554

•Min subscription: €5,000, with additional subscriptions in multiples of €100

Full details about this bond are set out in the Base Prospectus and Final Terms dated 27th May 2026 on the issuer’s website accessible from https://agb.com.mt/investor-relations/.

Interested clients may apply by sending a Secure Message through the MeDirect platform or by contacting their Relationship Manager. For further information, please call us on (+356) 2557 4400 or email customerservice@medirect.com.mt.

The information set forth in this article is for informative purposes only and should not be construed as an offer to sell or solicitation of an offer to subscribe for or purchase any investment. The information provided is subject to change without notice and does not constitute investment advice or any guarantee of returns. Please consider the terms and conditions governing the relevant investment prior to making any investment decision. Investors should note that at worst they may lose all of their invested principal in the event of default, insolvency and/or bankruptcy of the relevant issue.

The financial instruments discussed are intended for retail clients, however, may not be suitable for all investors and investors must make their own informed decisions and seek their own advice regarding the appropriateness of investing in financial instruments or implementing strategies discussed herein.

MeDirect Bank (Malta) plc has based this document on information obtained from sources it believes to be reliable, but which have not been independently verified. MeDirect Bank (Malta) plc does not therefore provide any guarantees, representations or warranties. The value of any investment or income may go up as well as down and past performance is no guarantee of any future performance. When an investment is denominated in a currency other than your local or reporting currency, changes in exchange rates may have an adverse effect on your investment.

MeDirect Bank (Malta) plc, company registration number C34125, is licensed by the Malta Financial Services Authority under the Banking Act (Cap. 371) and the Investment Services Act (Cap. 370). This material shall not be reproduced in any way, whether in whole or in part. Any unauthorised disclosure, use or dissemination, either in whole or in part, of the material contained within is strictly prohibited.

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We strive to ensure a streamlined account opening process, via a structured and clear set of requirements and personalised assistance during the initial communication stages. If you are interested in opening a corporate account with MeDirect, please complete an Account Opening Information Questionnaire and send it to corporate@medirect.com.mt.

For a comprehensive list of documentation required to open a corporate account please contact us by email at corporate@medirect.com.mt or by phone on (+356) 2557 4444.