MeDirect Bank (Malta) plc is now accepting applications for the €5,200,000 QLZH Finance p.l.c. 5.5% Secured Callable Bonds redeemable in 2030-2035.
The bond, which has received approval from the Listing Authority, is the second tranche under the QLZH Finance p.l.c. Base Prospectus dated 23 June 2025.
Bond Details
Bond: 5.5% Secured Callable Bonds 2030–2035
Amount: €5.2 million (fungible with Tranche 1)
Denomination: €100 per bond
Minimum Subscription: €5,000 and multiples of €100 thereafter
This tranche forms part of a €50 million bond programme and will be issued on the same terms as the initial tranche.
About QLZH Finance p.l.c. and the Group
QLZH Finance p.l.c. acts as the financing arm of the QLZH Group, a well-established operator in Malta’s real estate sector. The Group’s business is structured into two key divisions:
1. Private Brokerage
This division represents the majority of the Group’s revenues. Operating through a dual-franchise and self-managed model, the brokerage network supports both residential and commercial property transactions. The division includes independent franchise outlets as well as seven self-operated branches under the Dowdall (ZH) and Dowdall Real Estate brands.
2. Property Management
Provided through the QuickLets brand, this service line offers landlords end-to-end support, including lease administration, marketing of vacant properties, maintenance coordination, tenant relations, and resolution of issues arising during the rental period.
Use of Proceeds
Funds raised from this second bond tranche will be used to:
- Support ongoing property investment and development projects
- Refinance existing borrowing facilities
- Strengthen the Group’s general corporate funding base
How to Apply
The bonds will be available for subscription by all categories of investors and will be issued in multiples of €100 with a minimum subscription amount of €5,000.
Retail investors must complete an appropriateness assessment by a licensed financial advisor prior to subscription.
Full details about this issue are set out in the base prospectus dated 23 June 2025 and corresponding final terms dated 4 December 2025 on the QLZH Finance p.l.c. website accessible from https://www.qlzhholding.com/bond-issue.
Applications for this bond will be accepted on a first-come, first-served basis. If you are interested in applying, please send a Secure Mail via the MeDirect platform or contact your Relationship Manager.
For further information, please call us on (+356) 2557 4400 or send an email to customerservice@medirect.com.mt.
The information set forth in this article is only for informative purposes and should not be construed as an offer to sell or solicitation of an offer to subscribe for or purchase any investment. The information provided is subject to change without notice and does not constitute investment advice or any guarantee of returns. Please consider the terms and conditions governing the relevant investment prior to making any investment decision. Investors should note that at worst they may lose all of their invested principal in the event of default, insolvency and/or bankruptcy of the relevant issue.
The financial instruments discussed are intended for retail clients, however, may not be suitable for all investors and investors must make their own informed decisions and seek their own advice regarding the appropriateness of investing in financial instruments or implementing strategies discussed herein.
MeDirect Bank (Malta) plc has based this document on information obtained from sources it believes to be reliable but which have not been independently verified. MeDirect Bank (Malta) plc does not therefore provide any guarantees, representations or warranties. The value of any investment or income may go up as well as down and past performance is no guarantee of any future performance. When an investment is denominated in a currency other than your local or reporting currency, changes in exchange rates may have an adverse effect on your investment.
MeDirect Bank (Malta) plc, company registration number C34125, is licensed by the Malta Financial Services Authority under the Banking Act (Cap. 371) and the Investment Services Act (Cap. 370). This material shall not be reproduced in any way, whether in whole or in part. Any unauthorised disclosure, use or dissemination, either in whole or in part, of the material contained within is strictly prohibited.
