It takes a few minutes to become a MeDirect customer. To apply, just click on the Become a Client button and follow the steps indicated on screen.
Documents and Faqs in Pages: Account FAQs
What are the requirements to become a customer?
To become a customer you must:
- Be over 18 years of age
- Be a resident of an EEA country, Switzerland or the UK
- Hold a valid identification document (ID card or passport)
Why do I need to disclose whether I, or any of my relatives, hold public office?
To comply with European Regulations, MeDirect must apply enhanced due diligence procedures to Politically Exposed Persons. Politically Exposed Persons are individuals who have been entrusted with a prominent public function or who are closely related to such persons.
Why do I need to disclose whether I am a US citizen, US resident alien or US tax resident?
MeDirect asks this question in order to comply with the Foreign Account Tax Compliance Act (FATCA). This is a US law which requires non-US financial institutions to provide the US tax authority (the Internal Revenue Service or IRS) with information on certain US persons with accounts outside of the US. If you qualify as a US person, you cannot apply for an account.
How do I open an account?
If you already hold an account with MeDirect opening additional accounts is quick and easy. Just Log In to your account, click on ‘Open an Account’, and follow the steps indicated on screen.
If you are not a client of MeDirect you will need to choose ‘Become a Client’ and follow the steps indicated on screen. Once your application is confirmed, you will just need to Log In, click on ‘Open an Account’ and follow the steps indicated on screen.
What type of accounts does MeDirect offer?
MeDirect offers a range of bank accounts available in multiple currencies which are designed to suit the needs of all our customers.
In addition to standard easy access current and savings accounts, MeDirect offers a range of other types of accounts to help customers manage and grow their money. These include:
Me Savings Accounts which are notice savings accounts of 1, 3 or 6 months, offering different interest rates depending on the notice period.
MeMax Savings Account, which is a higher interest bearing instant access savings account into which customers can deposit up to €2,000 per month, up to a maximum balance of €50,000.
Term Deposit Accounts of varying duration from 3 months up to 5 years, designed to help customers save for the longer term.
To open an account with MeDirect you first need to become a customer. This process can be completed online here.
Are there any fees to open and maintain an account?
No charges are applicable to open and maintain an account with MeDirect. For more information about fees please read our Tariffs & Charges Schedule for Banking Services.