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How do I become a client?

It takes a few minutes to become a MeDirect customer. To apply, just click on the Become a Client button and follow the steps indicated on screen.

Why do I need to disclose whether I am a US citizen, US resident alien or US tax resident?

MeDirect asks this question in order to comply with the Foreign Account Tax Compliance Act (FATCA). This is a US law which requires non-US financial institutions to provide the US tax authority (the Internal Revenue Service or IRS) with information on certain US persons with accounts outside of the US. If you qualify as a US person, you cannot apply for an account.

How do I open an account?

If you already hold an account with MeDirect opening additional accounts is quick and easy. Just Log In to your account, click on ‘Open an Account’, and follow the steps indicated on screen. If you are not a client of MeDirect you will need to choose ‘Become a Client’ and follow the steps indicated on screen. Once your application is confirmed, you will just need to Log In, click on ‘Open an Account’ and follow the steps indicated on screen.

Can I open a joint account online?

Yes, you can open a joint account online. If you are both existing clients and have your online banking activated, the main account holder will be required to initiate the process online. The main account holder will also need to indicate that the account is to be in joint names and providing the joint account holder’s client number. The joint account holder will consequently receive an SMS notification, requesting him or her to log in and authorise account opening. If you are new clients, you would need to click on ‘Become a Client’ and follow the steps indicated on screen for joint accounts.

How can I register for Online Banking?

New MeDirect clients are automatically registered for Online Banking. The service is available 24/7 and is free of charge. If you are already a client of MeDirect and would like to register for Online Banking, please call us on (+356) 2557 4400 to request an Activation Code.

How can I deposit funds in my account?

You can deposit funds by instructing a bank transfer from an external bank account to your MeDirect account. We also accept deposits by means of cheques and bank drafts.

How can I communicate with the Bank online?

You can send and receive secure messages through our Online Banking by clicking on ‘Messages’. Once you are on the default screen, click on ‘Send New Message’. To assist you further, you will be asked to select the most suitable topic from the list of FAQ topics displayed. Alternatively, you can select ‘Other’ and write your own topic. Should you require further assistance, click on ‘Chat with an agent’ to get in touch with the MeDirect Team.


We strive to ensure a streamlined account opening process, via a structured and clear set of requirements and personalised assistance during the initial communication stages. If you are interested in opening a corporate account with MeDirect, please complete an Account Opening Information Questionnaire and send it to corporate@medirect.com.mt.

For a comprehensive list of documentation required to open a corporate account please contact us by email at corporate@medirect.com.mt or by phone on (+356) 2557 4444.