Personal
Become a Client

Fixed Term Account

from 0.10%
up to 1.00%
Rate
from 1 year
to 5 years
Access to money
EUR, GBP, USD, AUD,
NOK and CAD
Currencies
Rates
TermEURUSDGBPAUDNOKCAD
1 year1.00%0.15%0.30%0.25%0.10%0.40%
2 years0.45%0.20%0.35%0.30%0.15%0.40%
3 years0.55%0.20%0.35%0.30%0.18%0.45%
4 years0.65%0.25%0.35%0.30%0.20%0.60%
5 years0.75%0.25%0.35%0.30%0.25%0.65%

Good to know

Guaranteed interest rate for the entire term, which will remain unchanged regardless of changes in market interest rates.
Available in EUR, GBP, USD, AUD, NOK, or CAD.
The account can be opened with a minimum of 5,000 in the currency of denomination.
Interest rates are quoted gross of tax on a per annum basis, and are fixed for the term they relate.
You can choose to have interest paid monthly, quarterly, bi-annually or annually.
Withdrawals may be made only upon maturity of the account, and early withdrawals are not permitted.
The Bank and its products are regulated by the Malta Financial Services Authority.
Deposits are guaranteed up to €100,000 per depositor per credit institution under the Malta Financial Services Authority Depositor Compensation Scheme.
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© 2021 MeDirect Bank (Malta) plc. All rights reserved.
MeDirect Bank (Malta) plc, company registration number C34125, is licensed to undertake the business of banking in terms of the Banking Act (Cap. 371) and investment services under the Investment Services Act (Cap. 370). MeDirect Bank (Malta) plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994.