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My time is important – in life and in investing. That's why I choose MeDirect's discretionary portfolio management.
Invest in a MeManaged Account and benefit from a top up of €200!
We partnered with BlackRock to give you the best
Our service ensures we understand your financial situation, what level of risk you are able and willing to take and what your investing goals are. Our MeManaged portfolio is highly flexible and built around your preferences and specific investment goals.
Once we have agreed on the portfolio that best suits your needs and goals, we will actively manage it on a discretionary basis. This enables you to leave the day-to-day decision making to us and allows us to respond quickly to market changes and capitalise on opportunities we believe are in your best interests.
We make investing easy for you.
With a few steps, you can set up the best discretionary management portfolio that suits your needs and goals.
When investing in our MeManaged portfolio, you entrust your assets to a global network of experts who take care of it diligently and continuously. Experts taking investment decisions on your behalf will free up your time and offer you the serenity of investing in a professional way.
Expert service, accessible from €100.
You can start your MeManaged account with just €100 and build your portfolio at your own pace. You can also benefit from cost-averaging by adding a monthly contribution from as little as €100.
Why choose this service?
Partnering with experts
We partnered with BlackRock, the world’s largest asset manager, who’s main aim is to help all those trying to achieve their most important financial goals.
Built for you
Your portfolio will be custom built based on your financial situation, how much risk you are willing to take and your investment goals.
Regular portfolio updates
Detailed monthly commentary about your portfolio and market updates will be sent to you. You can also track your portfolio’s performance online, 24/7.
Returns
Discover the performance of our MeManaged portfolios which are designed to match your investment goals and risk profile. Explore how each strategy has evolved over time.
The performance shown reflects returns after management fees have been deducted. The fee is 1.20% per year (including VAT) and is applied quarterly.
Risk ••••
Defensive
Capital preservation is important to me. Being essentially allocated to the fixed-income market, the potential return of my portfolio will be limited, as will be the downside risk.
This profile has a maximum exposure of 30% in equities.
Maximum exposure of 30% in equities.
Return between 1st February and 28th February 2026
Return in 2025:
Return in 2024:
Return in 2023:
Return in 2022 (15 Dec till 31 Dec):
Inception date 15/12/2022
Risk ••••
Conservative
This profile has a maximum exposure of 50% in equities.
Maximum exposure of 50% in equities.
Return between 1st February and 28th February 2026
Return in 2025:
Return in 2024:
Return in 2023:
Return in 2022 (15 Dec till 31 Dec):
Inception date 15/12/2022
Risk ••••
Moderate
This profile has a maximum exposure of 70% in equities.
Maximum exposure of 70% in equities.
Return between 1st February and 28th February 2026
Return in 2025:
Return in 2024:
Return in 2023:
Return in 2022 (15 Dec till 31 Dec):
Inception date 15/12/2022
Risk ••••
Growth
This profile has a maximum exposure of 90% in equities.
Maximum exposure of 90% in equities.
Return between 1st February and 28th February 2026
Return in 2025:
Return in 2024:
Return in 2023:
Return in 2022 (15 Dec till 31 Dec):
Inception date 15/12/2022
The source of the data is Morningstar. Morningstar’s total return metrics assume reinvestment of all income and capital gains distributions.
The performance figures quoted refer to the past and past performance is not a guarantee of future performance or a reliable guide to future performance.
Tailored to your needs
Your discretionary management portfolio is based on the information you provide us with.
Have your circumstances changed?
You are free to start, stop, invest more or withdraw money any time. You can also retake our questionnaire to update your risk profile at any time.
An app-first solution
MeDirect offers you the tools you need to manage your money.
You can open your MeManaged portfolio via the app, and also monitor your portfolio in detail whilst receiving regular updates.
Convinced?
Choose the MeManaged solution and entrust your money with our experts. We will
take care of the day-to-day management of your investments.
Keep track of your portfolio via our mobile app
The sooner you start managing your money your way, the sooner you’ll see results. Make your own choices, find out what feels right and get started today.
Frequently asked questions
MeManaged is a Discretionary Portfolio Management product. What does this mean?
A Discretionary Portfolio Management Service means that you, as the investor, authorise a portfolio manager to carry out transactions on your behalf. It is important, therefore, that the portfolio manager has a clear understanding of your financial situation, the level of risk you are willing to take and your financial goals when the account is set up. This helps to ensure that decisions taken on your behalf are in line with these objectives.
To provide the portfolio manager with this understanding of your financial goals, you will need to complete an online questionnaire before your MeManaged account is opened. More information on MeManaged is also available in Annex 3 of our Investment Services Terms and Conditions and in the Product Sheet available here.
What makes MeManaged different to other Discretionary Portfolio Management products?
MeManaged is different in several ways, making it a distinctive product. The most important difference is accessibility. Discretionary Portfolio Management services are usually available only to high-net-worth individuals, requiring a significant initial investment. By setting the minimum investment at €100, MeDirect has made this service much more accessible to retail investors. Additionally, should investors wish to top up their MeManaged account on a regular basis, the minimum investment required is €100 per month. Alternatively, customers can add lump sums to their MeManaged account at their discretion.
The second important difference which makes MeManaged unique in Malta is that the entire process of opening and managing the account happens through the MeDirect website and mobile app, avoiding the inconvenience of having to attend meetings in person.
How do I open a MeManaged account?
Opening a MeManaged account is straightforward. If you are an existing MeDirect customer, login to online banking or the mobile app, click on MeManaged under Investment Accounts and follow the steps set out. If you are new to MeDirect, go to the MeDirect website and click Become a Client.
The process of opening a MeManaged account includes an online questionnaire designed to establish your financial goals, risk appetite and sustainability preferences. Once this questionnaire is completed, you will be assigned an investment profile and asked to confirm a MeManaged Discretionary Portfolio Management Service Agreement.
After the documents are signed, you can execute your portfolio with a minimum investment of €100 and the option to set up regular monthly contributions to the investment. The process of opening a MeManaged account, including the completion of the initial questionnaire can be completed in stages with customers able to save their responses and continue at another time at their convenience. Customers are also able to use different devices and switch from the website to the mobile app during the process.
More FAQs
Experience better Investing
The sooner you start managing your money, your way, using the best-in-class tools, the sooner you’ll see results.
Sign up and open your account for free, within minutes.
