IN IT FOR THE LONG HAUL
Fixed Term Deposit
You’re the kind to keep your eyes on the ball. You’re saving up for something big. New wheels or maybe, your dream home?
0.05% - 1.00%
Interest rate
6 Months - 5 Yrs
Duration
Monthly, quarterly, semi- annually or annually
Interest paid
Rates
|
TYPE
|
EUR
|
GBP
|
USD
|
AUD
|
CAD
|
NOK
|
|---|---|---|---|---|---|---|
|
6 months
|
1.00%
|
0.15%
|
0.10%
|
0.10%
|
0.10%
|
0.05%
|
|
1 year
|
0.70%
|
0.15%
|
0.15%
|
0.15%
|
0.15%
|
0.10%
|
|
2 years
|
0.50%
|
0.15%
|
0.20%
|
0.15%
|
0.20%
|
0.15%
|
|
3 years
|
0.50%
|
0.20%
|
0.20%
|
0.20%
|
0.30%
|
0.18%
|
|
4 years
|
0.50%
|
0.30%
|
0.20%
|
0.20%
|
0.30%
|
0.20%
|
|
5 years
|
0.50%
|
0.35%
|
0.20%
|
0.20%
|
0.30%
|
0.25%
|
Important Information
Opening and managing the account is free of charge and can be opened with a minimum of 100 in the currency of denomination.
Interest rates are quoted gross of tax on a per annum basis and guaranteed for the entire term, and will remain unchanged regardless of changes in market interest rates.
You can choose to have interest paid quarterly, bi-annually or annually. Interest for the 6 month account will be paid at maturity.
For accounts with a balance of 20,000 or more, in the currency of denomination, you have the additional option for interest to be paid monthly.
Withdrawals may be made only upon maturity of the account, and early withdrawals are not permitted.
The Bank and its products are regulated by the Malta Financial Services Authority.
Deposits are guaranteed up to €100,000 per depositor per credit institution under the Malta Financial Services Authority Depositor Compensation Scheme.
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A quick getaway, or maybe a bigger TV? Yes, you can. An ideal account, to keep some savings aside for when you need them, or if you decide to spend them on a whim.
Me Savings Account
Not a fan of thinking long term? Then look no further. Notice accounts make you get the most out of your money but always available to spend with just the right amount of planning.
Frequently Asked Questions
How do I open an account?
If you are not a client of MeDirect you will need to choose Become a Client and follow the steps indicated on screen. Once your application is confirmed, you will just need to Log In, click on open an account and follow the steps indicated on screen.
Are there any fees to open and maintain an account?
How can I deposit funds in my account?
More FAQs
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The sooner you start managing your money, your way, using the best-in-class tools, the sooner you’ll see results. Sign up and open your account for free, within minutes.
