Build your future
We offer a range of home loans designed to be in your best interest!
Check out our Swift Home Loans Guarantee and earn extra cash!
Why with MeDirect?
Speedy response times
Found your dream home and need to finalise your home loan ASAP? Look no further. Our specialised team of advisors are ready to meet your needs.
No processing fees
Fed up of paying extra fees at every financial institution you deal with? Not at MeDirect. We do not charge any processing fees.
Our Interest Rates
Use our Home Loan Calculator to estimate your monthly loan repayment and maximum loan term. Loan value is calculated on the basis of the inputted annual gross income and age of one or two home loan applicants, together with any monthly financial commitments. You will also be able to test different loan values by adjusting the suggested loan results.
If you would like further information, wish to request a detailed quote or proceed with a home loan application, please contact us by using the ‘Request more information’ button. A representative from our Home Loan team will contact you to discuss further
Minimum eligible age is 18 years and pensionary age is assumed to be 65 years.
Home loans are applicable for the acquisition of property (primary or secondary residence), construction, completion, home improvements and refinancing of existing home loans.
The documentation required to obtain a quote and/or to proceed with your Home Loan application can be found at the following link.
The Bank and its products are regulated by the Malta Financial Services Authority.
|me> home loan
New Hope Scheme
MeDirect is part of the Housing Authority’s New Hope Scheme. This scheme is designed to help people who qualify for a home loan but are unable to obtain a life insurance policy due to previous or current health or disability issues.
Frequently Asked Questions
How will I know if I am eligible for a MeDirect Home Loan?
How much is the maximum amount I can borrow?
- Your current income
- Your financial commitments
How much would my initial deposit need to be?
Maximum Loan Amount of the Total Project Cost
Initial Contribution of the Total Project Cost
|Acquisition of Primary Residence||
Up to 90%*
|Acquisition of Second Property||
Up to 75%*
Applications are subject to the Bank’s lending criteria. Terms and conditions apply and are available on request.