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Green Home Loans
Financing energy efficient homes
We offer a range of home loans designed to be in your best interest!

Check out our Swift Home Loans Guarantee and earn extra cash!
Why a Green Home Loan?
You can reduce your energy consumption and help contribute towards a greener world.
Some simple steps towards a more sustainable home are to use LED lights, purchase white goods that are energy efficient and use renewable energy sources. By doing so, your property will be more energy efficient which will be reflected in your Energy Performance Certificate (EPC) score.
To reward this efficiency, we will give you preferential rates on your green home loan!
Why with MeDirect?
Speedy response times
Found your dream home and need to finalise your home loan ASAP? Look no further. Our specialised team of advisors are ready to meet your needs.
No processing fees
Fed up of paying extra fees at every financial institution you deal with? Not at MeDirect. We do not charge any processing fees.
Our Interest Rates
- Favourable rates depending on the loan amount when compared to the property value.
- Competitive fixed interest rate available for the first 3 years.
- Preferential interest rates given to reward energy efficient properties
Use our Green Home Loan Calculator to estimate your monthly loan repayment and maximum loan term. Loan value is calculated on the basis of the inputted annual gross income and age of one or two home loan applicants, together with any monthly financial commitments. You will also be able to test different loan values by adjusting the suggested loan results.
If you would like further information, wish to request a detailed quote or proceed with a green home loan application, please contact us by using the ‘Request more information’ button. A representative from our Home Loan team will contact you to discuss further
Important Information
Minimum eligible age is 18 years and pensionary age is assumed to be 65 years.
Green Home loans are applicable for the acquisition of property (primary or secondary residence), construction, completion, home improvements and refinancing of existing home loans.
The documentation required to obtain a quote and/or to proceed with your Green Home Loan application can be found at the following link.
The Bank and its products are regulated by the Malta Financial Services Authority.
Frequently Asked Questions
How will I know if I am eligible for a MeDirect Home Loan?
How much is the maximum amount I can borrow?
- Your current income
- Your financial commitments
How much would my initial deposit need to be?
|
Maximum Loan Amount of the Total Project Cost |
Initial Contribution of the Total Project Cost |
Acquisition of Primary Residence |
Up to 90%* |
10% |
Acquisition of Second Property |
Up to 75%* |
25% |
More FAQs
Applications are subject to the Bank’s lending criteria. Terms and conditions apply and are available on request.