Access the world’s leading asset manager with MeDirect’s MeManaged

By Ingrid Micallef, Head – Products and Marketing at MeDirect
Article published on the Malta Business Weekly

MeDirect’s purpose is to democratise financial services and make the industry as inclusive as possible. That’s why we create products like MeManaged, Malta’s first and only online discretionary portfolio management service.

By opening a MeManaged account, with a minimum investment of just €100, clients can determine an investment strategy which suits their goals and risk appetite which is then actively managed by the financial experts at MeDirect in partnership with BlackRock, the world’s largest asset manager. This type of actively managed services is usually reserved only for high net worth individuals but at MeDirect, we use the power of our technology to make it accessible to all.

What’s more, those customers who open accounts before 31 December 2023 and opt to invest a minimum of €2,000 will also enjoy the additional benefit of having their accounts topped up by up to €200. More information on MeManaged, including the additional top ups, is available at

A discretionary portfolio management service provides an investment strategy based on the profile of each individual customer’s financial goals and risk appetite. In the case of MeManaged, this strategy is determined through an intuitive online questionnaire which establishes each customer’s investment profile. Once the account is opened, investors can opt to continue building their portfolio by investing a minimum of €100 every month.

Customers can track the performance of their investment online through the MeDirect mobile app, or via internet banking, on a 24/7 basis. They will also receive a monthly commentary, providing clear information which helps customers understand how their portfolios are performing and why, also enabling better, more informed decision making. Providing information and education is the second key pillar of our strategy to enable customers to build their wealth with confidence and autonomy.

MeDirect Bank is the Island’s first digital Bank and offers its clients access to market-leading financial products. One can become a client of MeDirect and open a MeManaged account by clicking For further information clients may contact MeDirect Bank on 25574400 or visit

This is a marketing communication by MeDirect Bank (Malta) plc. Terms and conditions for the promotion apply. Offer is valid for a limited time only.

MeDirect Bank (Malta) plc, company registration number C34125, is licensed by the Malta Financial Services Authority to undertake the business of investment services under the Investment Services Act (Cap. 370).

Pic Caption: MeManaged, Malta’s first and only online discretionary portfolio management service.

MeDirect Mastercard users to be rewarded when shopping online

MeDirect customers who use their Mastercard debit cards during November and December can benefit from €20 cashback each month. To benefit from the Mastercard Pay & Get Rewards Programme, customers need to make a total of at least 5 online transactions within a calendar month worth a total of €100 or more, or the equivalent if transactions are made in other currencies. Cashbacks will be given for each month in which all eligible physical and virtual cards meet the conditions of the promotion.

This exclusive opportunity provides MeDirect customers with a fantastic way to make their holiday season even more enjoyable. Whether shopping online, booking flights, or making every day online purchases, using the MeDirect Mastercard card can now bring an extra €20 cashback each month during the promotional period.

The MeDirect Mastercard debit card, offers the ability for customers to seamlessly use current accounts in different currencies such as Euro, US Dollars or British Sterling. This means customers can purchase items in those currencies without having to pay foreign exchange charges at the point of purchase. MeDirect customers also enjoy additional benefits such as free bank account transfers executed on the same day within the SEPA area and no commitment or management fees on their accounts.

The MeDirect Mastercard debit card, which is available for free, can be ordered and managed online through MeDirect’s online banking platform and mobile app. Customers can apply for both physical and virtual cards which can be used for in store and online purchases and to make cash withdrawals. The card can be used globally, wherever Mastercard is accepted.

Ingrid Micallef, Head – Products & Marketing at MeDirect Malta, said, “Following the successful launch of our card services earlier this year, an increasing number of customers have been enjoying the freedom and benefits of using their MeDirect debit card. From 8th November until 31st December MeDirect has partnered with Mastercard so that customers can also benefit from a €20 cashback reward each month on the card they use to complete a minimum of 5 online purchases worth at least €100.”

Loukia Chorafa, Marketing & Communications Director for Greece, Cyprus & Malta at Mastercard, stated, “Our desire to continuously upgrade the shopping experience of our cardholders has been an integral part of Mastercard’s philosophy over the years. We are pleased to share that the Mastercard Pay & Get Rewards Programme enables us to provide consumers with even more privileges and benefits.”

More information on this promotion, including the full terms and conditions are available at

Offer is for a limited time only. Terms and Conditions apply. MeDirect Bank (Malta) plc, company registration number C34125, is licensed by the Malta Financial Services Authority to undertake the business of banking in terms of the Banking Act (Cap. 371).

Cashback għal dawk li jużaw il-MeDirect Mastercard biex jixtru online

Il-klijenti ta’ MeDirect li jużaw il-Mastercard debit card tagħhom matul ix-xhur ta’ Novembru u Diċembru jistgħu jibbenefikaw minn cashback ta’ €20 kull xahar. Biex jibbenefikaw mill-Mastercard Pay & Get Rewards Programme, il-klijenti jridu jagħmlu mill-inqas 5 tranżazzjonijiet online li jammontaw ghal €100 jew aktar, jew l-ekwivalenti jekk it-tranżazzjonijiet isiru f’muniti oħra. Il-klijenti jingħataw il-cashbacks fuq cards, kemm fizici u anke virtwali, għal kull xahar li fiħ jonoraw it-termini tal-promozzjoni.

Din il-promozzjoni esklussiva tipprovdi lill-klijenti ta’ MeDirect b’opportunita’ biex l-istaġun tal-Milied ikun aktar u aktar pjaċevoli. Kull meta klijent jixtri online jew per eżempju jibbukja xi titjira, u juza id-debit card ta’ MeDirect, jista’ jieħu €20 cashback kull xahar matul il-perjodu ta’ din il-promozzjoni.

Id-debit card ta’ MeDirect toffri l-faċilità lill-klijenti sabiex faċilment ikunu jistgħu jagħmlu użu minn kontijiet f’muniti differenti. Dan ifisser li l-klijenti jistgħu jixtru oġġetti f’dawk il-muniti mingħajr ma jkollhom iħallsu spejjeż tal-kambju. Il-klijenti ta’ MeDirect igawdu wkoll minn benefiċċji oħrajn bħall-faċilità li jsiru trasferimenti SEPA, esegwiti fl-istess ġurnata, mingħajr ħlas.

Il-MeDirect Mastercard debit card, li hija offruta b’xejn, tista’ tiġi ordnata u mmaniġjata mill-pjattaforma ta’ l-online banking jew mil-mobile app. Il-klijenti jistgħu japplikaw kemm għal cards fiżiċi kif ukoll virtwali li jistgħu jintużaw għax-xiri kemm fi hwienet u anke online, kif ukoll għall-ġbid ta’ flus kontanti. Id-debit card tista’ tintuża globalment, kull fejn jaċċettataw il-Mastercard.

Ingrid Micallef, Head – Products & Marketing ta’ MeDirect Malta, qalet, “Wara is-suċċess li ġab miegħu s-servizz il-ġdid tal-cards, qed naraw dejjem aktar klijenti li qed jibbenifikaw mill-benefiċċji offruti mid-debit card ta’ MeDirect. Mit-8 ta’ Novembru sal-31 ta’ Diċembru, MeDirect ssieħeb ma’ Mastercard sabiex il-klijenti jkunu jistgħu jibbenefikaw ukoll minn cashback ta’ €20 kull xahar fuq il-card li jużaw biex jagħmlu minimu ta’ ħames tranżazzjonijiet online li jammontaw ghal aktar minn €100.”

Loukia Chorafa, Direttriċi ta’ Mastercard fil-qasam tal-Marketing & Communications fil-Greċja, f’Ċipru u f’Malta, stqarret, “Il-filosofija ta’ Mastercard hija li dejjem inkomplu ntejbu l-prodotti tal-cards tagħna sabiex noffru esperjenzi aħjar għall-klijenti. Bi pjaċir nixtiequ nħabbru l-iskema tagħna Pay & Get Rewards Programme, li hija mmirata biex toffri lill-klijenti aktar kumdità u benefiċċji.”

Aktar informazzjoni dwar din il-promozzjoni, inklużi t-termini u l-kundizzjonijiet jinstaw jinstabu fuq

L-offerta hija għal żmien limitat. Termini u Kundizzjonijiet japplikaw. MeDirect Bank (Malta) plc, numru ta’ reġistrazzjoni tal-kumpanija C34125, huwa liċenzjat mill-Awtorità għas-Servizzi Finanzjarji ta’ Malta biex joffri servizzi bankarji skond it-termini ta’ l-Att dwar il-Kummerċ Bankarju (Kap. 371).


We strive to ensure a streamlined account opening process, via a structured and clear set of requirements and personalised assistance during the initial communication stages. If you are interested in opening a corporate account with MeDirect, please complete an Account Opening Information Questionnaire and send it to

For a comprehensive list of documentation required to open a corporate account please contact us by email at or by phone on (+356) 2557 4444.