If you are looking to either purchase your primary or secondary residential property or else refinance your existing home loan facility, we would be able to assess if we can offer you our home loan product.
You would need to be over 18 years of age, have an income and enough savings to cover at least 10% of the property cost for your primary residence or at least 15% if you are looking to buy your secondary residence.
We will guide and help you finance all the costs in relation to the acquisition, construction and finishing your property.
When assessing your borrowing capacity, we will look at your overall financial situation. This mainly includes:
- Your current income
- Your financial commitments
Our Eligibility Calculator will help you get a better understanding of the maximum amount you will be able to borrow.
This will be defined depending on which type of residence you are looking to purchase.
|
|
Maximum Loan Amount of the
Total Project Cost |
Initial Contribution
of the
Total Project Cost |
|
Acquisition of Primary Residence |
Up to 90%* |
10% |
|
Acquisition of Second Property |
Up to 75%* |
25% |
* Terms & Conditions apply.