How will I know if I am eligible for a MeDirect Home Loan?

If you are looking to either purchase your primary or secondary residential property or else refinance your existing home loan facility, we would be able to assess if we can offer you our home loan product.

You would need to be over 18 years of age, have an income and enough savings to cover at least 10% of the property cost for your primary residence or at least 15% if you are looking to buy your secondary residence.

We will  guide and help you finance all the costs in relation to the acquisition, construction and finishing your property.

How much would my initial deposit need to be?

This will be defined depending on which type of residence you are looking to purchase.

 

Maximum Loan Amount of the
Total Project Cost

Initial Contribution 
of the
Total Project Cost

Acquisition of Primary Residence

Up to 90%*

10%

Acquisition of Second Property

Up to 75%*

25%

* Terms & Conditions apply.

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We strive to ensure a streamlined account opening process, via a structured and clear set of requirements and personalised assistance during the initial communication stages. If you are interested in opening a corporate account with MeDirect, please complete an Account Opening Information Questionnaire and send it to corporate@medirect.com.mt.

For a comprehensive list of documentation required to open a corporate account please contact us by email at corporate@medirect.com.mt or by phone on (+356) 2557 4444.