Join us

At MeDirect we value our employees and strive to continuously invest in our workforce. The environment is dynamic and offers challenging yet exciting opportunities for growth and development. We are always on the lookout for new talent to further complement our teams.

Our Vision

To be a premier Maltese bank, operating both locally and abroad, and to create world class operational capabilities in Malta which support our international services.

Our Mission

To provide a superior banking experience, by offering value-added services that foster the confidence of our stakeholders, build long-term customer relationships and exceed the expectations of our clients.

  • Analyst - Regulatory Data - ARD0153
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will join the Finance Team  and will be responsible for enriching and validating large amounts of data used for regulatory reporting. Regulatory reporting covers capital, liquidity and other ad-hoc matters and is submitted to various regulators in Malta and Belgium, including the European Central Bank.

    Duties and responsibilities

    • Generating detailed computations using large sets of data
    • Querying and analysing data stored on the data warehouse 
    • Leading the testing phase in the implementation of a regulatory reporting platform
    • Enriching data in the regulatory reporting platform through SQL
    • Generating automated daily or weekly regulatory ratios for internal use
    • Identifying and organising patterns in clients behaviour into buckets for regulatory submissions
    • Forecasting of regulatory ratios
    • Preparing of regulatory returns
    • Other duties as may be determined from time to time by the Senior Manager - Regulatory Reporting

    Required knowledge, skills and experience

    • Strong background in query programming language (e.g. MySQL)
    • Strong knowledge of MS Excel 
    • Candidates with a good understanding of financial markets, accounting or banking regulatory rules will be given a preference 
    • Strong problem solving skills
    • Pro-active and able to work on own initiative
    • A will to learn and grow through personal development
  • Developer - Web - DFE159
    Closing Date: Dec 18, 2017
    Status: Open

    The selected candidate will be maintaining and developing the company’s websites, strengthening our brand and constantly improving/optimizing UI and UX across our various platforms, using best practices in software development.

    Duties and responsibilities

    • Writing well designed, testable, efficient code by using best software development practices, for company web Applications in a Cross-Platform, Cross-Browser Environment
    • Building products Using HTML/CSS/JS and Other Front-End Technologies from design concepts
    • Integrating data from various back-end services and databases
    • Creating and maintaining software documentation
    • Gathering and refining specifications and requirements based on technical needs
    • Carrying out full quality checks on both pre and post production platforms
    • Staying plugged into emerging technologies/industry trends and apply them into operations and activities
    • Other duties as may be determined from time to time by the Senior Managers - Online Platforms

    Required knowledge, skills and experience

    • Bachelor’s degree in Computer Science or related subject, or portfolio of work that demonstrates expected competence as a Web Developer
    • Working knowledge of ASP.NET MVC and C#
      Solid front-end web development skills (HTML, CSS and CSS pre-processors, JavaScript)
    • Experience Building User Interfaces and Prototypes From Wireframes and Designs
    • Knowledge of UX/UI design principles
    • Working knowledge of relational databases, SQL
    • Experience working with GIT Source Code Control system
    • Knowledgeable of REST-Based APIs
    • Solid Understanding of Object-Oriented Programming (OOP)
    • Strong communication and organisational skills
    • Attention to detail and quality control
    • Ability to work in a dynamic, highly collaborative environment
  • Manager - Internal Audit - MIA0131
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will be responsible for planning, executing and managing credit and operational, risk management, financial, systems and compliance audits to evaluate the effectiveness of key processes, internal controls, as well as governance internal controls.

    Duties and responsibilities

    • Reviewing the key controls in relation to credit risk appetite, settings and monitoring and to evaluate such controls (scope, accuracy, structure, financial and non-financial analysis, collateral, guarantors, risk ratings, etc.) and responsibilities around underwriting and approval
    • Reviewing credit business processes and monitoring controls through the independent review of individual credits, analysis of portfolio MIS, strategy evaluations, analysis of the effectiveness of credit evaluation and measurement processes, data and tools used by the lines of business, etc.
    • Assessing the irregular loan management processes
    • Determining compliance with selected policies, procedures, and regulations
    • Providing recommendations to senior management to increase efficiency and/or effectiveness of the control systems of functions reviewed
    • Reviewing appropriateness and completeness of the governance and oversight processes by critically evaluating the quality of risk management, constructively challenging weak practices, and sharing best practices in order to effect change
    • Performing special investigations as requested by the Chief Internal Audit Officer and or Senior Management
    • Other duties as may be determined from time to time by the Chief Internal Audit Officer

    Required knowledge, skills and experience

    • A qualification in Audit or Accountancy (IIA/ACA/ACCA)
    • Knowledge of credit or lending banking products especially relating to syndicated loan market and the relevant areas of regulation
    • Previous credit internal audit experience within a credit / banking institution
    • Strong analytic skills and familiarity with current credit risk practices and credit risk mitigation techniques would also be valuable
    • Ability to influence and gain the respect of management, stakeholders and peers
    • Confident and courageous to raise and escalate issues in a proactive, professional and timely manner
    • Strong interpersonal, verbal and written communication skills
  • Manager - Internal Audit Credit - MIC0131
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will be responsible for planning, executing and managing credit and operational, risk management, financial, systems and compliance audits to evaluate the effectiveness of key processes, internal controls, as well as governance internal controls.

    Duties and responsibilities

    • Reviewing the key controls in relation to credit risk appetite, settings and monitoring and to evaluate such controls (scope, accuracy, structure, financial and non-financial analysis, collateral, guarantors, risk ratings, etc.) and responsibilities around underwriting and approval
    • Reviewing credit business processes and monitoring controls through the independent review of individual credits, analysis of portfolio MIS, strategy evaluations, analysis of the effectiveness of credit evaluation and measurement processes, data and tools used by the lines of business, etc.
    • Assessing the irregular loan management processes
    • Determining compliance with selected policies, procedures, and regulations
    • Reviewing appropriateness and completeness of the governance and oversight processes by critically evaluating the quality of risk management, constructively challenging weak practices, and sharing best practices in order to effect change
    • Participating in the design and execution of new assessment processes
    • Develop, documenting and implementing comprehensive risk based audit programmes to evaluate the Group’s operations, financial and other business processes and controls, governance practices and to ensure compliance with regulatory requirements and best practices
    • Reviewing the accuracy, timeliness and relevance of financial information and other disclosures provided to management
    • Contributing to the development and implementation of the process that facilitates the identification and management of risk as well as determine control objectives and devise effective and efficient tests of controls
    • Assisting in Internal Audit’s risk based planning process
    • Providing practical and value-added recommendations to improve controls, prepare Internal Audit reports and the setting of resolution deadlines for particular audit findings
    • Providing the necessary support, supervision and training of other more junior members of the Internal Audit department
    • Challenging conclusions as needed in order to identify root causes of problems and effecting change
    • Performing special investigations as requested by the Chief Internal Audit Officer and or Senior Management
    • Discussing audit findings and recommendations with the relevant stakeholders and Senior Management
    • Other duties as may be determined from time to time by the Chief Internal Audit Officer

    Required knowledge, skills and experience

    • A qualification in Audit or Accountancy (IIA/ACA/ACCA)
    • Knowledge of credit or lending banking products especially relating to syndicated loan market and the relevant areas of regulation
    • Previous credit internal audit experience within a credit / banking institution
    • Strong analytic skills and familiarity with current credit risk practices and credit risk mitigation techniques would also be valuable
    • Ability to influence and gain the respect of management, stakeholders and peers
    • Confident and courageous to raise and escalate issues in a proactive, professional and timely manner
    • Strong interpersonal, verbal and written communication skills
  • Manager - Marketing - MM0162
    Closing Date: Dec 18, 2017
    Status: Open

    The Marketing Manager will work closely with the sales and product development functions to promote the Bank’s products and services and to oversee all traditional and digital marketing activity undertaken by the organisation. The chosen candidate will form part of a dynamic team and support a growing, ambitious and innovative strategy with her/his creative thinking and business initiative.

    Duties and responsibilities

    • Conducting market research and competitors’ analysis to help the Bank design and implement an effective marketing strategy
    • Formulating, directing and coordinating marketing activities and campaigns to promote products and services, liaising with external advertising companies
    • Providing analysis and reporting to surface the data behind campaign success
    • Working closely with relevant teams across the business to create a cohesive brand presence across all products and platforms
    • Crafting site promotions, email newsletters and online outreach campaigns
    • Writing, editing and proofreading content to be published on the web and mobile interfaces of the Bank and of other group companies
    • Maintaining a consistent look and feel throughout all web properties
    • Tracking site metrics and providing regular reports of the site for purposes of decision making
    • Training and evaluating performance of marketing team and overseeing their daily activities
    • Liaising with the Head of Administration and HR vis-à-vis public relations such as donations, sponsorships, events and CSR initiatives

    Required knowledge, skills and experience

    • Bachelor’s degree in business or marketing related areas
    • Previous experience in a marketing role, ideally with a financial institution
    • Excellent written and verbal communication skills
    • Basic knowledge of banking and investment products
    • Working knowledge of digital marketing
    • Experience with popular content management systems
    • Ability to manage multiple projects in a fast-paced, deadline-driven environment
    • Creative skills to find interesting ways to present information and to generate new ideas
    • Ability to build consensus and work effectively within a cross-departmental team
    • Ambitious, willing to work independently and to learn at a fast pace
  • Navision Support Officer - Core Banking Platforms - SOCBPDN152
    Closing Date: Dec 18, 2017
    Status: Open
  • Officer - Contact Centre Dutch - DCCO0087
    Closing Date: Dec 18, 2017
    Status: Open

    The selected candidate is to support our Dutch speaking customers throughout their customer journey, from account opening to saving and investing through the MeDirect platform. We are looking for people who are excited to work in a fast growth and innovative environment and with a passion for excellent customer service.

    This vacancy is being issued with a possibility of a definite or indefinite contract.

    Duties and responsibilities

    • Onboarding new customers by requesting and checking relevant documentation, performing basic AML and KYC due diligence, setting up new accounts and keeping applicants informed of the status
    • Answering incoming calls and responding to customer emails and secure messages
    • Handling customer inquiries, managing and resolving customer complaints, escalating technical issues and providing customers with products and services information
    • Executing client instructions such as payments, trades, migration of investment portfolios, account opening and closure and change in contact details
    • Updating customer information, checking customer details and accounts through the Bank’s systems
    • Supporting the Bank’s marketing and commercial plan by promoting MeDirect savings and wealth products
    • Other duties as may be determined from time to time by the Contact Centre Manager

    Required knowledge, skills and experience

    • Excellent verbal and written communication skills in both Dutch and English
    • Good attention to detail
    • Business oriented and customer centric attitude
    • Ability to work on own initiative with minimal supervision
    • Flexibility with regards to tasks and working hours
    • Previous experience in a customer service role will be considered as an asset
    • Basic knowledge of banking and financial products is desirable
  • Officer - eWealth Platforms - OWP0145
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will report to the Manager - eBanking & eWealth Platforms and will form part of a team that provides functional support for the eWealth Platforms to other internal departments; as well as testing new functionality on the platforms as it is released.

    Duties and responsibilities

    • Providing support to the Consumer Banking and Call Centre teams on queries or issues related to the functionality of the eWealth platform
    • Investigating the system issues and liaising with external suppliers to resolve the issues
    • Communicating the issues with the business users and stakeholders in a timely manner
    • Prioritising requests, taking into account: risks to the bank, commercial value, internal focus on an issue (e.g. from senior members of staff)
    • Becoming a technical specialist on the eWealth platform, being able to provide valuable insights on the platform to the other departments and senior staff
    • Engaging in Quality Assurance testing of new functionality and performing regression testing to assess impact of the change
    • Manual testing of the new functionality within the platform and assisting in designing ways to automate regression testing wherever possible with the assistance of other teams
    • Other duties as may be determined from time to time by the Head - Online Platforms and eChannels or the Manager - eBanking & eWealth Platforms

    Required knowledge, skills and experience

    • A minimum Diploma level in Computer Science or related area
    • Experience with QA processes and methodologies (both automated and manual test processes)
    • An interest in investments; trading securities such as equities, funds and bonds 
    • Strong troubleshooting, analysis, and problem resolution skills 
    • Logical thinking and a thorough approach
    • Self-motivation for development, including the initiative to become a specialist on the platform and share this knowledge
    • Able to adapt to changing requirements and priorities
    • Experience in Banking or Financial industry will be considered an asset
    • Prior experience with Jira and Confluence will be considered an asset
  • Officer - Investment Platforms - SOIP0119
    Closing Date: Dec 18, 2017
    Status: Open

    The selected candidate will report directly to the Manager – Investment Platforms, and will be working within the technology team, supporting the lead specialist on the three platforms catering for the Bank’s syndicated loans asset type.

    Duties and responsibilities

    • Grasping the business aspects behind the automation on a task by task basis to increase competence in the area progressively

    • Taking charge of the data dictionary of the respective systems as to guide the Business Intelligence effort in any of their querying needs

    • Taking ownership of the change management processes to ensure changes are sufficiently tested, well documented and with the involvement of all the stakeholders as required

    • Working together with the various teams within technology and business groups to provide system support; administration & controls, report writing, testing, documentation, end-user training and application security

    • Other duties as may be determined from time to time by the Manager - Investment Platforms

    Required knowledge, skills and experience

    • Experience within the Banking or Accounting industry

    • Excellent verbal and written communication skills in English

    • Familiarity with most of the following: SQL, Visual Basic, Access, Excel, any BI Reporting tools and any scripting language

    • Self-motivated and willing to work in an energetic, fast paced team environment.

    • Ability to establish priorities, work independently, and proceed with objectives without supervision

  • Officer - Legal - OLCG0146
    Closing Date: Dec 18, 2017
    Status: Open
  • Officer - Middle Office Operations - OMOO0158
    Closing Date: Dec 18, 2017
    Status: Open

    The selected candidate will form part of a team responsible for control functions within the Bank, mainly for managing the flow of trade information which include monitoring through reconciliation process and also the preparation and set up required for trade booking and settlement.

    Duties and responsibilities

    • Analysing and setting up of new correspondent banks and NOSTROs (including set up of account statement and internet banking access for all required users)
    • Maintaining and distributing of the Bank's own up to date cash and securities settlements SSIs;
    • Performing the daily reconciliation of NOSTROs accounts
    • Performing periodic reconciliations of other suspense accounts
    • Handling the investigation of payments and unreconciled items
    • Performing regular reconciliations of trailer fees
    • Handling of reconciliation processes for margin accounts
    • Maintaining the Bank's currency holiday calendar
    • Defining and maintaining of Counterparties and SSIs (Standard Settlement Instructions)
    • Defining of new securities and maintenance of cash flow
    • Setting up of general ledger in Finacle Treasury
    • Maintaining updated procedures and ensuring business continuity
    • Other duties to be determined from time to time by the Senior Manager - Middle Office Operations

    Required knowledge, skills and experience

    • Proficiency in Microsoft Excel
    • General understanding of Banking processes and systems
    • Attention to detail
    • Excellent time management and organisational skills
    • Strong communication skills
    • Strict adherence to policies and procedures
    • Willing to learn and highly motivated
    • Able to work independently with little or no supervision
    • Working experience within the banking industry will be considered advantageous
    • Preferably have knowledge of SWIFT product suite
  • Officer - Tax and Financial Reporting - OTFR0140
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will join the Finance Department and will be mainly responsible for assisting in the compilation of tax reporting submissions covering corporate taxation, VAT, witholding tax and other taxes applicable in both Malta and Belgium. In addition to this, the new recruit will assist throughout the group audit process through the compilation of financial statements and responding to the various requests of the auditors in both jurisdictions. The selected candidate will be involved in enhancing control processes within the finance function.

    Duties and responsibilities

    • Compiling corporate tax returns for the Maltese group entities and shareholder tax refund applications
    • Being involved in the collection of other tax reporting (VAT, WHT and other taxation)
    • Handling all payments to be done to the various tax authorities
    • Developing good working relationships with external and internal audit teams
    • Compiling statutory financial statements of the various group entities in line with accounting standards
    • Ensuring compliance with generally accepted accounting principles and practices, Group Accounting Policies and other regulatory accounting guidelines
    • Establishing a good relationship with other functions within the Group
    • Ensuring necessary financial processes and controls are in place to ensure adequate financial reporting 
    • Challenging the current practices and procedures and developing and implementing effective changes
    • Identifying initiatives for continuous improvement 
    • Other duties as may be determined from time to time by the Deputy CFO/ Manager - Finance

    Required knowledge, skills and experience

    • Qualified accountant (or at final stages), possibly having work experience with tax advisory firms 
    • Strong knowledge of MS Excel 
    • Proven ability in taxation and financial reporting matters
    • Practical knowledge of IFRS and its implications on reporting
    • Pro-active and able to work on own initiative
    • Effective working relationship with other stakeholders support functions and businesses
    • Excellent interpersonal and communication skills with the ability to drive change effectively 
    • A will to learn and grow through personal development
  • Officer - Treasury - TO00161
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will form part of the Treasury team and will be mainly responsible of all ad hoc treasury management impact analysis pertaining to new asset classes, regulatory impacts and opportunities that the Bank encounters. Furthermore, the chosen candidate will assist the team on all treasury operations related to trading, cash flow, liquidity, funding analysis and reporting.

    Duties and responsibilities

    • Assisting in the Banks’ hedging operations both in interest rate hedging and foreign exchange swaps
    • Assisting in regulatory derivative trade reporting and hedge accounting reporting
    • Assisting in the banks’ cash flow management and liquidity forecasting
    • Trading in Bonds, Repos and Foreign Exchange
    • Keying in of trades in the Banks’ systems
    • Keeping abreast of regulatory changes that impact the Banks’ treasury and capital management
    • Ad hoc impact analysis pertaining to new asset classes, regulatory impacts and opportunities that the Bank encounters
    • Participating and contributing towards the updating of the Department’s procedure manuals
    • Other duties to be determined from time to time by the Head of Treasury

    Required knowledge, skills and experience

    • Bachelor’s Degree in Banking, Finance, Economics or Management
    • Excellent interpersonal and communication skills with the ability to drive change effectively
    • Preferably, banking experience in Investment Banking or Commercial Banking
    • Strong knowledge of MS Excel/ PowerPoint/Bloomberg
    • Strong in problem solving skills
    • Pro-active and able to work on own initiative
    • A will to learn and grow through personal development
  • Senior Analyst - Compliance - SAC157
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will be responsible for completing assigned daily tasks and responsibilities designed to achieve compliance with internal policies.

    Duties and responsibilities

    • Reviewing and evaluating alerts/cases consisting of potential sanctions matches, anomalous or potentially suspicious activity, adverse media and PEP matches identified by screening and monitoring tools
    • Reviewing, analysing and organising data required for Regulatory and Board reporting
    • Assisting with the optimisation and maintenance of compliance monitoring tools
    • Assisting in the governance of compliance monitoring tools and processes
    • Serving as a liaison to Information Technology, Business Development and Risk to mitigate compliance risks
    • Assisting the Head - Compliance in the preparation of Board reports
    • Other duties as may be determined by the Head - Compliance

    Required knowledge, skills and experience

    • Degree in business, accounting, finance or related field is required and/or equivalent work experience
    • Compliance experience specifically on screening and monitoring responsibilities
    • Strong/advanced proficiency using Microsoft Excel; PowerPoint; Word and SQL
    • An ability to compile and process data from disparate sources, infer what the information suggests about client behaviour and adjust how they are monitored, using advanced metrics to gauge the overall quality of their screening procedures
    • Ability to review, summarise, and analyse data via standard statistical methods as well as to develop new, analytical solutions relative to the specific requirements
    • Strong research, processing and analytical skills with the ability to analyse data and work with databases
  • Senior Officer - eBanking Platform - SOTESC160
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will report to the Manager - eBanking and eWealth Platforms and will be responsible for the stability of the eBanking platform and its ongoing progression; analysing the system and accommodating business requirements. The team will also provide functional support for the platform; as well as testing new functionality as it is released.

    Duties and responsibilities

    • Being a “Product Owner” for eBanking platform. This means being a specialist in the platform from a functional and technical perspective. Understanding the commercial aspects of the product and its detailed workings within this context
    • Giving input into the functionality of the platform, identifying technical capabilities of the system in relation to functional requirements
    • Writing functional and technical specifications.
    • Providing analysis for software change requests and converting functional requirements into detailed technical specifications
    • Coordinating functional and regression testing
    • Devising basic and exceptional scenarios to stress test system
    • Identifying areas for regression testing and assisting the QA team in designing automated tests
    • Providing third level support (after Customer Services and support function within eBanking team) for the eBanking platform. This could mean investigating issues, chasing the supplier, or escalating priority issues

    Required knowledge, skills and experience

    • An interest in finance and ebanking products and a desire to learn is essential
    • Experience in banking or financial industry considered an asset
    • Ability to translate business needs into clear and concise functional and technical requirements
    • Experience with QA processes and how to approach manual testing in an organised manner
    • An academic background in Computer Science or related area is preferred as a technical understanding of how systems operate is key
    • Strong troubleshooting, analysis, and problem resolution skills
    • Self-motivation for development, including the initiative to become a specialist on the platform and share this knowledge
    • Able to adapt to changing requirements and priorities
    • Prior experience with Jira, Confluence is an advantage
    • Knowledge of UI design and understanding of UX principals will be considered an asset.
  • Senior Officer - Legal - SOL0163
    Closing Date: Dec 18, 2017
    Status: Open
  • System Specialist - Dynamics Navision - SSDN0154
    Closing Date: Dec 18, 2017
    Status: Open
    The selected candidate will join the Core Banking Platforms team responsible for the financial platforms. The candidate will take ownership of the Bank’s Dynamics Navision application.

    Duties and responsibilities

    • Working together with the business teams to provide system support; administration & controls, testing, documentation, end-user training, application security, etc.
    • Writing and maintaining reports based on the Navision application and industry supported add-ons
    • Interacting with software vendors and/or internal resources to resolve issues and oversee change requests
    • Enhancing Navision's OTB functionality through configuration and/or programming using C/AL & C/Side
    • Implementing different modules, upgrades, and add-ons as required
    • Developing and maintaining internal tools and processes required to proactively monitor the health of Navision and related bespoke solutions
    • Developing and taking ownership of various Excel-based solutions
    • Assisting, as required, in large-scale system implementations and upgrades
    • Providing back-up support for existing in-house applications within the department
    • Other duties as may be determined from time to time by the Senior Manager - Core Banking Platforms

    Required knowledge, skills and experience

    • Bachelor's Degree in Engineering or Computing
    • 3 years’ experience on MS Dynamics NAV
    • Expert knowledge of MS-Excel
    • Ideally candidates should have Banking and/or Accounting knowledge
    • Experience with Jet Reports would be considered a plus

How to apply

Please submit a detailed Curriculum Vitae (CV) and covering email to the attention of the HR Manager on careers@medirect.com.mt including the vacancy title in subject by the closing date. All applications will be acknowledged and treated in strictest confidence. Late applications will not be considered.

Give us a call

(+356) 2557 4400

Mon – Fri 8.00am to 6.00pm
-> Sat 9.00am to 1.00pm

Send us an email

info@medirect.com.mt

Write to us

MeDirect Bank (Malta) plc
The Centre, Tigné Point
Sliema, TPO 0001, Malta