Fake bank employee
Real banks never ask for your login or PIN. Fraudsters may sound convincing and rush you to act. Always double-check if a request seems suspicious.
Who am I talking to?
Fake employees are fraudsters who pretend to work for a trusted company—often your bank, a tech support provider, or a government agency.
They use personal information or pressure tactics to appear legitimate and trick you into revealing sensitive data, transferring money, or granting them access to your devices or accounts.
How to avoid it
- Know what your bank won’t do. A real bank employee will never ask for your full PIN, passwords, or security codes over the phone, by text, or email.
- Always verify someone's identity. If someone claims to be from your bank or another company, hang up and call the official number from the company’s website.
- Watch for urgency or threats. Fraudsters often pressure you to act fast, saying your account is at risk or you'll face legal trouble. This is a red flag.
- Never give out login details, PINs, card numbers, or allow remote access to your devices unless you are 100% sure who you're speaking with.
- Be sceptical of unsolicited contact. If you weren’t expecting the call or message, be cautious, even if they know some of your details.
Remember
If in doubt, stop the conversation and contact the organisation directly using trusted contact methods.