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SEPA Instant Payments Are Here – Faster, Simpler, and Always Free with MeDirect

We’re thrilled to announce that MeDirect is among the first banks in Malta to offer SEPA Instant Payments.

With SEPA Instant, Euro transfers within the EU are now processed in seconds, 24 hours a day, 7 days a week, including weekends and public holidays. Say goodbye to waiting and uncertainty – your money moves instantly, whenever you need it.

Key Benefits of SEPA Instant Payments with MeDirect

  • Instant Euro transfers: Send and receive payments across the SEPA zone in seconds.
  • Always on: Make payments anytime, including weekends and public holidays.
  • Completely free: MeDirect does not charge any fees for SEPA Instant Payments.
  • Enhanced security: Payee verification helps ensure your payment goes to the correct account.
  • Flexible control: Adjust your transaction limits easily via the MeDirect Mobile App or Internet Banking. 

Bank Smarter Every Day

Your MeDirect account gives you full flexibility for your daily banking needs. From instant Euro transfers to powerful digital tools and free debit cards, managing your money has never been simpler. Our debit cards are perfect for spending both at home and abroad, giving you control, convenience, and security wherever you are. Learn more about MeDirect Cards

How to Get Started

Sending an Instant Payment is quick and easy:

  1. Log in to the MeDirect Mobile App or Internet Banking.
  2. Add your beneficiary or select one from your existing list.
  3. Initiate your SEPA Instant Payment and confirm. That’s it — your payment will be completed within seconds.

Need Assistance?

Our Customer Service team is always ready to help. You can contact us:

  • By phone: +356 2557 4400 (Monday–Friday, 8:00 am–6:00 pm; Saturday, 9:00 am–1:00 pm)
  • By email: customerservice@medirect.com.mt
  • Through a secure message via the MeDirect Mobile App or Internet Banking

At MeDirect, we’re proud to offer faster, simpler, and more secure ways to manage your money. With SEPA Instant Payments, you’re in control, anytime, anywhere.

 MeDirect Bank (Malta) plc, company registration number C34125, is regulated by the Malta Financial Services Authority and is licensed to undertake the business of banking in terms of the Banking Act (Cap. 371).

MeDirect Bank (Malta) plc, The Centre, Tigné Point, Sliema, TPO 0001, Malta.

Join MeDirect today to access the tools you need to put your money to work on your own terms.

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We strive to ensure a streamlined account opening process, via a structured and clear set of requirements and personalised assistance during the initial communication stages. If you are interested in opening a corporate account with MeDirect, please complete an Account Opening Information Questionnaire and send it to corporate@medirect.com.mt.

For a comprehensive list of documentation required to open a corporate account please contact us by email at corporate@medirect.com.mt or by phone on (+356) 2557 4444.