One of the key aspects of online banking is that you can carry out your transactions online, be it through your computer, phone or tablet. In essence, there are plenty of similarities between a traditional brick-and-mortar bank and an online one. However, there are a few differences that make online banks immensely attractive. Read on to find out why online banking is the way of the future.
Let’s face it, going to the bank can undoubtedly eat up precious hours of your time, with travel and parking, queuing and waiting as well as face-to-face interaction. With online banking you can carry out all your transactions from your device. If you encounter any difficulties, the banks offer remote customer service via email or over the phone. Another plus is that online banking offers anonymity – no one will know about your financial transactions since they won’t see you physically carrying them out.
Even though traditional banks are trying to keep up with offering online services, digital banks still lead the way in banking technology. Indeed, online banks often offer features you might not otherwise have access to. These include online payment facilities, easy and organised downloadable reports and easy scheduling of regular payments, to name just a few.
You can access your online accounts without incurring hidden fees. It’s free to sign up for an online banking account.
Carrying out your transactions at ease from the comfort of your home with no time constrains, is a sure way to help you always be on top of your finances.
With an easy-to-use mobile app and an online banking platform designed around your needs, open an online account with MeDirect today! Follow these steps to open a fixed term account online:
If you are over 18 years of age, a resident in an EU country and already hold an account with a Bank within the EU, you can easily become a customer in a few steps. You only need to have your identification document and mobile phone handy!
By clicking Become a Customer on our website, you will be guided through a short questionnaire. You will be asked to input some basic personal data and submit your identification document by either taking a photo of your document or by uploading it directly on the system if you have it saved on your machine. To confirm your identity, you will be asked to take a selfie. Your application is now complete! You would just need to make an initial token payment into your account to activate it.
Once your account is activated, you can transfer further funds in and can proceed in opening a number of accounts via the secure internet banking portal.
Once you log in, you can click on the open an account button located at the top right hand corner. You will just need to follow a few simple steps to get your money working for you.
MeDirect Bank (Malta) plc, company registration number C34125, is licensed by the Malta Financial Services Authority under the Banking Act (Cap. 371). The Bank is a participant in the Depositor Compensation Scheme established under the Maltese laws. Rate quoted is gross of tax on a per annum basis. Interest is paid into a savings account. Terms and Conditions apply.