MeDirect Bank discusses Thematic Funds during its eleventh webinar


MeDirect Bank is organising its eleventh webinar in this successful series of medirectalks.  Taking place on Thursday 16th December, the upcoming medirectalk will be discussing Thematic Funds. This event will take place online and it’s free of charge.

MeDirect will be working with BlackRock this time round. BlackRock is an American multinational investment management corporation based in New York. Founded in 1988, initially as a risk management and fixed income institutional asset manager, BlackRock is the world’s largest asset manager.

The main guest speaker will be AJ Ziegler, from BlackRock, who is the Vice President and leading Product Strategist within the Active Equities Group at BlackRock representing Global, Sector and Thematic equity strategies. Prior to this role, Mr Ziegler was a product strategist for the Fundamental Active Equity division of BlackRock’s Alpha Strategies Group based in the United States, providing a link between the US-based investment teams and client manager.

The main theme of this talk is Thematic Funds. We will be discussing the difference, if any, between thematic and sectoral investments. Thematic investing allows investors to pursue market exposure to specific ideas. AJ Ziegler will be focusing mainly on Technology Funds and Health Care. What are the common features of the funds that have these particular themes in their investment objectives? And when should thematic funds be included in portfolios?

This webinar will be held through WebEx and one will be required to input their email address and accept a disclaimer to join the event on the 16th of December at 18:00. Further information, can be found here:


The information given during this seminar is being provided by BlackRock. The information contained in this talk is for general information purposes only and is neither intended to provide legal or other professional advice nor does it commit MeDirect Bank (Malta) plc to any obligation whatsoever. The information available during the seminar is not intended to be a suggestion, recommendation or solicitation to buy, hold or sell, any securities and is not guaranteed as to accuracy or completeness. The financial instruments discussed may not be suitable for all investors and investors must make their own informed decisions and seek their own advice regarding the appropriateness of investing in financial instruments or implementing strategies discussed herein.

The financial instruments discussed in this seminar may not be suitable for all investors and investors must make their own informed decisions and seek their own advice regarding the appropriateness of investing in financial instruments or implementing strategies discussed herein.

If you invest in any of the products discussed you may lose some or all of the money you invest. The value of your investment may go down as well as up. A commission or sales fee may be charged at the time of the initial purchase for an investment and may be deducted from the invested amount therefore lowering the size of your investment. Any income you get from this investment may go down as well as up. This product may be affected by changes in currency exchange rate movements thereby affecting your investment return therefrom. The performance figures quoted refer to the past and past performance is not a guarantee of future performance or a reliable guide to future performance. Any decision to invest in a mutual fund should always be based upon the details contained in the Prospectus and Key Investor Information Document (KIID), which may be obtained from MeDirect Bank (Malta) plc.

GAP Group p.l.c. – New Bond Issue

The Board of Directors of Gap Group p.l.c. (the “Company”) is pleased to announce the issue by the Company of €21,000,000 secured bonds maturing in 2026, or earlier at the discretion of the Company between 30 December 2024 and 29 December 2026, with an interest coupon of 3.90% and payable annually in arrears (the “Bonds”). Application has been made for the Bonds to be admitted to the Official List of the Malta Stock Exchange.

The amount of €19,247,300 of Bonds are exclusively available for subscription by holders of the €19,247,300 Gap Group p.l.c. 4.25% Secured Bonds 2023 (“Original Bonds”) appearing on the register as at 26 November 2021 (“Eligible Applicants”). In this respect, the Company is inviting Eligible Applicants to subscribe to the Bonds by surrendering all or part of their respective Original Bonds, and in so doing, shall benefit from a premium of 1.25% on the nominal value of Original Bonds being surrendered.

The premium shall be paid through a direct bank transfer by the Company following the unconditional allocation of the Bonds.

The net proceeds from the Bond Issue amounting to €20.6 million shall be applied as follows:

  1. to acquire a site in Qawra for the consideration of €8 million and a further €1 million shall be directed towards the construction thereon of residential units. The rest of the project will be financed from the Group’s cash flows; and
  2. (ii) €11.6 million shall be utilised to develop and complete the projects in Qawra and Mosta which sites were acquired with proceeds raised from the issue of €21 million 3.7% secured bonds 2023 – 2025 in December 2020.

Full details about this Bond Issue are set out in the Prospectus dated 6th December 2021 which can be found here.

If you are interested in applying, please send us a Secure Mail or contact your Relationship Manager.

For further information, please call us on (+356) 2557 4400 or send an email to


The information set forth in this article is only for informative purposes and should not be construed as an offer to sell or solicitation of an offer to subscribe for or purchase any investment. The information provided is subject to change without notice and does not constitute investment advice or any guarantee of returns.

Please consider the terms and conditions governing the relevant investment prior to making any investment decision. Investors should note that at worst they may lose all of their invested principal in the event of default, insolvency and/or bankruptcy of the relevant issue. The financial instruments discussed may not be suitable for all investors and investors must make their own informed decisions and seek their own advice regarding the appropriateness of investing in financial instruments or implementing strategies discussed herein.

MeDirect Bank (Malta) plc has based this document on information obtained from sources it believes to be reliable but which have not been independently verified. MeDirect Bank (Malta) plc does not therefore provide any guarantees, representations or warranties. The value of any investment or income may go up as well as down and past performance is no guarantee of any future performance. When an investment is denominated in a currency other than your local or reporting currency, changes in exchange rates may have an adverse effect on your investment.

MeDirect Bank (Malta) plc, company registration number C34125, is licensed by the Malta Financial Services Authority under the Banking Act (Cap. 371) and the Investment Services Act (Cap. 370). This material is intended only for the use of the recipient and shall not be reproduced in any way, whether in whole or in part, by the recipient. Any unauthorised disclosure, use or dissemination, either in whole or in part, of the material contained within is strictly prohibited. 


We strive to ensure a streamlined account opening process, via a structured and clear set of requirements and personalised assistance during the initial communication stages. If you are interested in opening a corporate account with MeDirect, please complete an Account Opening Information Questionnaire and send it to

For a comprehensive list of documentation required to open a corporate account please contact us by email at or by phone on (+356) 2557 4444.