The APIs (account aggregation, payment initiation and confirmation of available funds) all relate to PSD2. MeDirect Developer Portal allows third parties licensed by a national competent authority to use Application Programming Interfaces (APIs) to enable them to co-create the best user experience possible. MeDirect APIs have been available since 31^st May 2019 with the exception of Cross Border Payments initiation which will become available at the end of September 2019 and Confirmation of Available funds that will be available in November 2019.