Duties and responsibilities
- A key role in the annual budgeting, capital and liquidity planning process
- Performing rolling forecasts and other ad-hoc analyses
- Building and maintaining models to analyse and simulate the outcome of business proposals
- Analysing product-level risk/return characteristics for current and prospective products
- Analysing trends in key performance indicators and explaining the causes of variances
- Clear and insightful communication of modelling results to business heads and management
- Performing research to challenge, support, or improve modelling approaches
- Performing market research to support pricing and other business decisions
- Analysing the impact of macroeconomic changes on portfolio/business performance
- Understanding underlying data sources and using such sources in financial models
- Supporting preparation of ICAAP, ILAAP, and other regulatory submissions
- Supporting regulatory stress testing exercises
- Ensuring high-quality model documentation that meets internal and regulatory requirements
Required knowledge, skills and experience
- A University degree in Banking and Finance, Economics, Statistics or a related subject
- Previous experience in Financial Planning & Analysis in financial services
- Excellent knowledge of MS Excel
- Good communication, presentation skills, including use of PowerPoint
- Good knowledge of SQL & Python or similar languages will be considered an asset
- A pro-active and flexible team player
Duties and responsibilities
- A lead role in the annual budgeting, capital and liquidity planning process
- Managing rolling forecasts and other ad-hoc analyses
- Mentoring team members in the Quantitative Analysis team
- Building and maintaining models to analyse and simulate the outcome of business proposals
- Analysing product-level risk/return characteristics for current and prospective products
- Analysing trends in key performance indicators and explaining the causes of variances
- Clear and insightful communication of modelling results to business heads and management
- Performing or directing research to challenge, support, or improve modelling approaches
- Analysing the impact of macroeconomic changes on portfolio/business performance
- Understanding underlying data sources and using such sources in financial models
- Supporting preparation of ICAAP, ILAAP, and other regulatory submissions
- Supporting regulatory stress testing exercises
- Ensuring high-quality model documentation that meets internal and regulatory requirements
Required knowledge, skills and experience
- A University degree in Banking and Finance, Economics, Statistics or a related subject
- Previous experience in Financial Planning & Analysis in financial services
- Excellent knowledge of MS Excel
- Good communication, presentation skills, including use of PowerPoint
- Good knowledge of SQL & Python or similar languages will be considered an asset
- A pro-active and flexible team player
Duties and responsibilities
- Support the Deputy Senior Manager/Senior Manager in the operational aspects of Corporate Lending and Malta Mortgages
- Record activities on lending facilities in the Bank’s system, such as loan drawdowns, rescheduling, extra loan repayments, etc
- Prepare necessary documentation for collateral perfection, input collateral details in the Bank’s system, and monitor collateral status to ensure proper maintenance
- Generate postponement, waiver, and cancellation letters, manage fund collection and allocation, and update related collateral information in the Bank’s system
- Monitor portfolio for past-due loan accounts and excesses on accounts, providing timely information to the business
- Assist in the operational aspects of the international (mainly European) large corporate loan portfolio and Mortgage operations in Belgium and the Netherlands
- Ensure strict adherence to credit policies and corporate procedures
- Other duties as may be determined by Management
Required knowledge, skills and experience
- Minimum of 1 year experience in a similar role
- Solid understanding of lending products and services
- Proficiency with MS Office in particular with MS Excel
- Diploma in finance, economics or a related field
- Excellent verbal and written communication skills in English and Maltese
Duties and responsibilities
- Contributing towards the vision of multiple products
- Creating and managing release goals that maximize ROI
- Converting business requirements into technical user stories
- Co-leading a software development squad to deliver product goals
- Facilitating UAT/QA by conducting walkthroughs of new products and features
- Building and maintaining documentation that describes the Product Journeys
- Managing product backlog and sprint plans based on resource availability and priorities
Required knowledge, skills and experience
- Degree or Diploma in IT or any related field
- Good understanding of the SDLC within an Agile framework
- Analytical skills to challenge new requirements and troubleshoot issues
- Experience with issue-tracking and documentation software (such as the Atlassian suite)
- Competence in SQL and RDMS software
- Familiarity with key technologies/standards (e.g. REST, XML/JSON, Microservices, Logs)
- Leadership and Presentation skills
- Ability to be Assertive, Dependable and Motivated
- Excellent written and verbal communication skills in English
- Previous experience working with software development teams is considered an asset
- Experience in the Banking and FinTech industries is considered an asset
- Experience with Payments and Banking Regulations (e.g. PSD2) is also a plus
Duties and responsibilities
- Compiling regulatory reports for submission to regulatory authorities.
- Preparing financial reports for management to support decision making and reporting.
- Taking an active role in data analysis and interpretation in relation to the bank’s capital adequacy and liquidity position.
- Participating in relevant projects, systems implementation and enhancements.
- Building and developing effective working relationship with staff within various business units and other colleagues in Malta, Belgium, Netherlands, the United Kingdom and Turkey.
- Improving the quality of the financial information available and reporting by the team to the stakeholders.
- Assisting with queries from regulatory authorities and external auditors.
Required knowledge, skills and experience
- Strong knowledge of MS Excel.
- Accounting or Banking qualification or currently undergoing one.
- Interest to work in a fast-developing organisation with opportunities to broaden own knowledge on how the banking system works.
- Knowledge of tools such as Power BI, Python or SQL will be considered as a plus, however not essential.
Duties and responsibilities
- Keeping abreast and assessing, on a continuous and regular basis, the Bank’s adherence to regulations, rules and practices as issued from time to time by applicable Regulators
- Providing advice and guidance on regulatory compliance matters
- Supporting the Head of Regulatory Compliance in preparing and providing the Bank’s management with sufficient information on regulatory developments and the impact on the Bank’s policies and activities, including recommendations for actions to be taken
- Supporting the preparation of compliance reports to management and external regulatory bodies when appropriate
- Identifying, documenting and assessing the compliance risks associated with the Bank’s operational activities including the development of new products and business practices
- Performing oversight, monitoring and reporting on compliance with policies, procedures and regulatory requirements
- Ensuring that all policies and procedures comply with all applicable conduct and supervisory laws under which the Bank operates, and rules issued by the Bank’s Regulators
- Guiding staff on compliance related issues and providing related advice, including the provision of training on regulatory compliance related matters
- Any other duties as assigned by the Head – Regulatory Compliance
Required knowledge, skills and experience
- Bachelor’s Degree in Finance, Banking, Compliance or related discipline (not mandatory)
- Minimum of 4 years of relevant experience
- Sound understanding of Banking and Investment Services related rules and regulations and good knowledge of the MFSA rules of conduct
- Knowledge on credit related rules and regulations will be considered an asset such as, but not limited to EMIR, EMIR Refit, SFTR and MiFIR
- Good communication and presentation skills
- Proven ability to learn and to adapt to a changing environment
- Self-motivated and self-driven
- Excellent team player
- Proficiency in Microsoft Office suite is a minimum requirement
Duties and responsibilities
- Designing, developing, testing and supporting data collection and data integration with batched ETL and Real-time data processing
- Using analytical and statistical approach in building of data sets and driving business decisions
- Writing scalable code for managing Batch and Real-time data processing, making use of onsite/cloud tools and storage
- Improving existing batch based ETLs, possibly integrating them in real-time data transformations
- Assisting in maintaining the existing infrastructure and its migration
- Maintaining records and documentation as evolutions/revisions occur
- Building analytical tools that utilise the data pipeline, to provide actionable insights into key customer business performance metrics
Required knowledge, skills and experience
- Experience in designing and implementing data streaming solutions involving Kafka, NiFi, Airflow, and Talend technologies
- Strong analytical and troubleshooting skills working in a Linux environment
- Building intuitive and scalable data models on Snowflake platform
- Strong SQL scripting capabilities
- Proven work experience on Python
- Experience with Linux based scripting tools such as shell and bash
- Being familiar with data structures such as JSON, XML and CSV
- Designing and building data pipelines for both batch and real-time data processing
- Conducting research and development on technologies with the aim of assisting the data platform transformation
- Other duties as may be determined from time to time by the Senior Manager – Data Engineering
- Excellent written and verbal communication skills in English
Duties and responsibilities
- Executing the first line of defence controls and monitoring plan, including tasks requiring direct contacts with customers
- Reporting to the Manager/Senior Manager and Compliance functions on the executed controls
- Identifying and reporting new/existing risks to the Manager/Senior Manager and Compliance functions on domains such as AML, MiFID and Market Abuse
- Escalating to Compliance Department as and when required
- Participating in the set-up and follow-up of IT changes and developments which concern the BRCM Team as a “Retail Control” department.
- Other duties as may be determined by Manager / Senior Manager – BCRM Team
Required knowledge, skills and experience
- A good level of written and spoken English and one of the following languages: Maltese, Dutch or French
- Experience in customer facing role and/or in performing first line of defence duties
- Strong organization, planning and prioritizing skills to execute the planned controls
- Excellent eye for detail with heavy focus on accuracy and delivery
- Ability to work under pressure and use own initiative to reach control objectives
- Excellent reactive capacities and problem-solving capacities
- Capability to work autonomously and independently, but also have the awareness of when to consult Compliance
Duties and responsibilities
- Managing the Operational Risk framework of the Bank, including Key Risk Indicators, risk monitoring and control testing
- Overseeing all Operational and IT risks including management information, key risks and trends, and reporting to the Head of Operational Risk/Chief Risk
- Officer and regulatory bodies as necessary
- Supporting the yearly Internal Control Report process (based on RCSAs, facilitated and challenged by Operational Risk)
- Managing all Operational Risk related policies and ensuring that standards meet regulatory requirements
- Ensuring that Operational Risk controls are in place and are available to all interested parties with updates appropriately controlled and audited
- Overseeing business continuity planning across the Bank
- Evaluating the effectiveness of major incident recovery and undertaking periodical testing
- Being involved in operational risk awareness programmes by proactively communicating emerging risks, policies and frameworks, including training
- Other duties as may be determined from time to time by the Chief Risk Officer
Required knowledge, skills and experience
- A University degree in Risk Management, Banking & Finance or any other related area
- Between 4 – 6 years’ experience in banking, preferably in risk management
- Experience in card risk management will be considered a strong plus
- Proficiency in Microsoft Excel
- Excellent spoken and written communication in English; French knowledge will be considered an asset
Duties and responsibilities
- Supporting the Operational risk team in managing the Operational Risk framework of the Bank, including Key Risk Indicators, risk monitoring and control testing
- Overseeing all Operational and IT risks including management information, key risks and trends, and reporting to the Operational Risk Manager/Chief Risk Officer as necessary
- Supporting the yearly Internal Control Report process (based on RCSAs, facilitated and challenged by Operational Risk)
- Managing all Operational Risk related policies and ensuring that standards meet regulatory requirements
- Ensuring that Operational Risk controls are in place and are available to all interested parties with updates appropriately controlled and audited
- Overseeing business continuity planning across the Bank
- Evaluating the effectiveness of major incident recovery and undertaking periodical testing
- Being involved in operational risk awareness programmes by proactively communicating emerging risks, policies and frameworks, including training
- Ensuring that 3rd party outsourcing risk assessments are being performed and results analysed and shared
- Participating in managing Fraud risk management activities
- Other duties as may be determined from time to time by the Operational Risk Manager/Chief Risk Officer
Required knowledge, skills and experience
- A University degree in Risk Management, Banking & Finance or any other related area
- At least 4 years’ experience in a banking, preferably in risk management
- Proficiency in Microsoft Excel
- Excellent spoken and written communication in English; French or Dutch knowledge will be considered a plus